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Monday 6 October 2014

Make Your Money Work ..... SIP by SIP

Make Your Money Work .... SIP By SIP




Equity markets are on a roll, tempting us to invest. But given the interim bouts of volatility associated with the equity markets, the key dilemma plating out in our minds these days is - Should I wait or should I take the plunge? While investing in equities is inevitable if we want to keep inflation from eating into our savings or money's worth, a more viable approach is to do it gradually, SIP by SIP.


Systematic Investment Plan or SIP, which is offered by mutual fund houses, is perhaps the best way to invest in equities. There is no denying the fact that equities tend to be volatile in the interim, but then they are also known to outperform all other asset class in the long run. So staying out of it means a lot of missed opportunities to make your money grow.


Now market volatility can neither be predicted nor can it be tamed, but a disciplined and systematic approach in investing into it through SIP can surely help one sail through the high and low tides of equity investing.


No matter how little your savings are, mutual funds offer several ways to divert them into meaningful investing. SIP is one such way that gives your investing a disciplined approach. Under SIP, one can start investing from as little as Rs 500 in mutual fund scheme at pre specified intervals, monthly or quarterly.


The number of units you get on each installment is based on the scheme's prevailing net asset value (NAV). By investing this way, you not only avoid the temptation to cash in on the market's volatility but also follow a disciplined approach to investing that helps to average out the cost of your investment over a period of time. SIPs are available on all mutual fund schemes, but they are the most effective in equity schemes. While SIPs help in protecting you from the biggest risk of equity investing, which is timing the market, mutual funds per se give you the freedom from tracking the market on a regular basis as investment decisions are taken by expert fund managers who manage your money. They take all the hassle to help your money grow while you focus at your respective jobs.


Taste Equity SIP by SIP...... Make Every Rupee Count ....

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