Systematic Investment Plan

Systematic Investment Plan

A simple way to invest in equity and create wealth

Path to building a portfolio …… SIP, is a proven powerful tool for wealth creation

Planning for wealth … SIP

•Planning for lifetime goals

•Inflation beating returns

•Equity a superior asset class

•SIP route for wealth creation

•Start early for the effect of compounding

•Invest for long term

•Don’t time the market

•Procedure to invest in SIP

•Track record of Sundaram Asset Management

Lifetime goals demand planning & disciplined investing

KEY LIFETIME GOALS

·         Generate returns that are consistently higer than inflation

·         Financing education of children

·         Managing current requirement & emergency

·          Leaving a legacy of values and wealth

·          Owning a home

·          Wealth creation to enhance lifestyle

·          A comfortable life at retirement

Planning for wealth

•To achieve lifetime goals, wealth building is important

•Investing for wealth building cannot happen overnight

•The sooner you start, the better-placed you will be

•Disciplined saving and investment is a must

•Equity should figure prominently in your investment plan

•To invest in stocks, you do not have to wait to accumulate a sizeable

sum (Welcome to the friendly World of Systematic Investment Plan)

Beating inflation comfortably

Even low inflation will treble cost of living. At 4.5% inflation 25 years from now... Rs 15,027 will be required to match lifestyle at Rs 5000 today

•Average inflation during the past fifteen years has been about 7 per cent

•Equity returns have beaten inflation by a higher margin than gold or a bank FD over the past fifteen years

•Wealth creation through equity will also enhance your real purchasing  power in a manner other asset classes will be hard pressed to match

•This is the most important reason why you must have equity in your portfolio

SIP

Welcome to the world of SIP

•Make a small beginning today using a Systematic Investment Plan (SIP)

•Invest a fixed sum at periodic intervals in an equity fund

•The SIP approach is similar to recurring deposits with banks

•With small sums, it is not appropriate to take direct exposure to equity

• Going the mutual fund way enables you to buy a diversified portfolio for every rupee of your investment

Equity + SIP = Avenue to wealth creation

SIP Features

•Disciplined approach

•Regular investing in equity through a mutual fund

•A fixed amount of investment every month becomes integral part of budget

•No heed to market conditions; no effort to time the market

•Buying equity through mutual funds across bullish and bearish phases

•No stock calls or necessity to track the markets, as you have opted

for a professional fund manager

•No selling in panic or big-ticket buying in conditions of euphoria

•Patience and a long-term approach are built-in benefits

•Choose Growth Option to maximise wealth creation

•Enjoy the power of compounding in enhancing your wealth 

Happy Investing