Basics
explained: What are the benefits of health insurance
In a world where age is just a number and fitness is synonymous
with health, getting health insurance has become important. You may postpone
buying a policy but there are implications of avoiding it all together.
Here are
some benefits that come with your health insurance plan
Financial
savior: A
visit to the hospital can cost a lot. You don’t want to be caught off guard in
a situation where you need emergency medical help. Medical insurance allows you
to deal with such a situation without a worry about the costs.
Savings
Santa: You
might often think of making investments but postpone it each time. Buying a
health insurance could equate to an investment venture. Perhaps even help you
save for that dream car you always wanted. You might have to shell out a huge
amount when a dear one needs hospitalization. A health insurance policy ensures
you pay less and don’t eat into your savings.
Tax
aid: Your health insurance policy also helps you save tax. You
are covered against health issues and enjoys tax benefits on the policy.
Besides, premium paid for your parents' health insurance also
entitles you for tax deduction under section 80D.
Tailor made: You might
be unsure of how a health insurance would cover the health needs of each family
member. A variety of categories are available under health insurance
to suit your need. For example, you could choose between a family floater and
an individual plan depending on your personal needs.
Feature
fest: Your health
insurance can cover more than you think. When you buy health insurance you have
the freedom of choosing from a vast range of available network hospitals. Some
policies offer features like free health check-ups,
ambulance service and medical equipment.
Mind at
ease: Daily life
chores could be weighing you down. The ever increasing costs add to life’s
struggles. A health plan ensures peace of mind. You might want to spend your
time and money doing other things rather figuring out means to pay for health expenses.
By choosing to buy health insurance you might be taking a decision that gives
you mental peace too.
The timing
of your choosing to get a policy is your choice. The fact that nobody is
getting any younger should help you get one soon. The benefits vary depending
on your choice of policy and premium. But the benefits of having a health
insurance policy far outweigh not having one at all.
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