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Tuesday 20 September 2016

Housewives enhance bread earners' savings

Housewives enhance bread earners' savings

A housewife can be considered as a CEO of a family who manages works and balances the finance.

There was time when housewives only took care of household chores and never indulged themselves in finances. But those days are long gone. 21st century housewives have gone beyond cleaning and cooking work at home. Today every family needs a woman who can maintain a balance between finance and household necessities. It was always a wrong concept that a housewife serves a family. Big No. A housewife can be considered as a CEO of a family who manages works and balances the finance. With high rise in prices it is very much required to keep things in budget. Our monthly income is limited but desires are not.

Some brilliant ideas to enhance family saving by housewives:

• Sales are not bad: Women apprise that buying monthly necessity stuffs on sales or on budget deal days is a better idea. Moreover, some stuffs when bought in bulk, requires less price than when bought in small amount.

• Budget list is worth time-taking: It may take a little time to list all stuff required for a month. But that time is worth spending because it cuts off unnecessary stuff and you buy exactly what is required. It spares a certain amount of money to deposit in your family saving.

• Save bills: Housewives amass some penny from cut-off bills. Every day we waste certain amount of domestic sources like electricity, water, power etc. Switch them off when not in use. This curtails some penny from the bills which can be deposited in family savings.

• Preserving the spare food: Every day in each house even after consuming the meals by all family members, there is spare food. Surprisingly at a few households the housewives wisely use this spare food by keeping in refrigerator in such a way that it remains healthy. This saves quantity of next meal food and thus reduces overall spending in budgets.

• Use of public transport: Surprisingly many housewives prefer to travel by public transport like bus or local train or metro rather than auto rickshaw or taxis even though they can afford. Housewives do that, as back of the mind they want to contribute in finances of the family.

• Wise investments:
Wise women do ask for wise investment schemes. There are a number of investment schemes out in market. We have seen housewives invested their budget saving in an investment plan thus securing its existence for later use.


Happy Investing
Source;Moneycontrol.com

1 comment:

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